How we work?
Every plan has a process. Your investment plan should be no different. Our investment advisors will take you through a process that focuses on your personal situation, goals and investment preferences. And at the end of this process, you’ll have a plan in place that will seek to maximize your investments so that you and your family can thrive in the future.
Our five-step investment planning process:
In this first step, we’ll review your current investment program, including your objectives, risk tolerance, time horizon, preferences and tax situation.
After reviewing your program, we’ll create and recommend an investment strategy customized to your needs. This part of the process helps improve the investment decision-making process and return potential.
Formalize an Investment Policy
We put your plan in writing, so that your goals are articulated and your plan is documented. This can assist in avoiding risks associated with imprudent investment strategies.
Your investment policy is our guide to evaluate investment management alternatives for each investment strategy pursued in your portfolio. We hire experts in each discipline, with outstanding track records and favorable fee structures.
Ongoing Advice and Monitoring
We’ll continue to assess your evolving financial needs, including reviewing life changes and portfolio performance to make sure everything is in line with your expectations, goals and objectives.Selection of an advisor
In many cases, a specific life event or a perceived need may prompt you to seek professional financial planning guidance. Such events or needs might include:
- Getting married or divorced
- Having a baby or adopting a child
- Paying for your child’s college education
- Buying or selling a family business
- Changing jobs or careers
- Planning for your retirement
- Developing an estate plan
- Coping with the death of your spouse
- Receiving an inheritance or a financial windfall
In these situations, a financial professional can help you make objective, rather than emotional, decisions.
However, you don’t have to wait until an event occurs before you consult a financial advisor. A financial advisor can help you develop an overall strategy for approaching your financial goals that not only anticipates what you’ll need to do to reach them, but that remains flexible enough to accommodate your evolving financial needs.